We help people from all walks of life to shop and live better, and for our merchants to grow their businesses. We are an independent digital payments and finance company, we're not a bank, and we're proud of that.

Everyone has aspirations, and a goal that needs financing. We call upon decades of experience to craft great products and, ultimately, give you more choice when paying for things. The way people think about payments and money is changing, and we're part of that new wave.

We want to open up the world of shopping and digital payments. We aspire to be your partner in finance and help you create better money habits. We look after over 2.6 million customers across Australia and New Zealand with our products, be it sales finance, credit cards, personal loans or motor loans.